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Bank of America Mobile Banking app for iPhone and iPad

4.8 ( 6288 ratings )
Business Finance
Developer: Bank of America
Current version: 7.7, last update: 6 months ago
First release : 11 Jul 2008
App size: 217.05 Mb

Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based accounts.

Manage Your Bank Accounts and Finances
• Review activity and balances in checking, savings and credit card accounts
• View mortgage, auto loan and other account balances
• Activate or replace credit/debit cards
• Set or edit travel notices for eligible cards
• Order check copies
• Set app alerts to be notified of important account and security info

Mobile Money Transfer
• Securely send and receive money with Zelle® using a mobile number or email address (including to and from U.S. accounts outside of Bank of America)¹
• Transfer funds between your Bank of America accounts

Mobile Bill Pay
• Schedule/edit/cancel payments
• Pay eBills
• Add/Edit Pay To accounts

Mobile Check Deposit
• Simply take photos of checks to deposit them
• Immediately see the processing deposit in your account²

Contact Us Easily
• Quickly reach a representative for help or questions with your accounts
• Schedule an appointment to meet with a specialist
• Find ATMs and financial centers

Special Offers & Deals
• Get cash back with BankAmeriDeals® when you use your eligible Bank of America credit/debit cards
• Get exclusive credit card offers

Help Stay Secure
• Change Online ID or Passcode
• Set up Touch ID® / Face ID® to securely sign in to the app instead of using your Passcode³
• If fraudulent activity is suspected on your debit or credit card, well notify you so you can verify your transactions and unblock your card
• With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly⁴

Apple Watch®
• View account activity and balances
• Receive alerts

Apple Watch Terms & Conditions: From your iPhone®, launch BofA app, go to Profile & Settings > Apple Watch

Please see the Online Banking Service Agreement at for more information on these banking features. Your mobile carrier’s message and data rates may apply.

¹ Transfers require enrollment in the service and must be made from a Bank of America consumer checking or savings account to a domestic bank account or debit card. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.

² Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.
³ Certain devices are eligible for enrollment in Touch ID or Face ID.
⁴ You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

iPhone, Touch ID, Face ID and Apple Watch are registered trademarks of Apple Inc.

J.D. Power 2018 Mobile App Certification Program℠ recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions.

Bank of America and related trademarks are trademarks of Bank of America Corporation
Bank of America, N.A. Member FDIC
© 2018 Bank of America Corporation

Pros and cons of Bank of America Mobile Banking app for iPhone and iPad

Bank of America Mobile Banking app good for

Cant download app and if you can it wont work properly Works great in USA
To my personal experience and multiple bank user app bank of america app is the best one out there
The new update to the app is wonderful. It is easy to use and navigate. All of your account information is easily accessible. Im very pleased with this app.
Needs a clear all notifications. Needs a way to not have some notifications saved forever in the alerts menu. Do I really need my daily account balance notification saved in the app forever until I manually clear one by one? No. I just want to be gently notified every day about how much of a baller I am, and then move on with my day. Otherwise good app, always improving.
For what I use the application for it works perfectly for me.
It is the best application I have ever used for online banking!! Especially, the last version! LOVE it.

Some bad moments

This is my worst banking app by far. Whats the point when I cant use it to make a payment? "Youre currently enrolled in Bill Pay Choice, which is not available through Mobile Banking. To make a payment, please sign in to the Online Banking website." Really? NONE of my other banking apps has anything like this. They all allow me to pay with simple setup. The BofA apps have been like this for years. PATHETIC. And I agree with one of the other reviewers. Its sleazy to not have minimum due or current balance visible on the payment page. Were not stupid. Its obvious that youre hoping people will misremember the minimum or full balance and get hit with late fees or finance charges.
The phone vibrates when you take a picture of a check for mobile deposit. The vibration causes the photo to be blurry and often unusable. This is a feature that no one would ever want.
Constantly having to redo my thumb print. So annoying and inconvenient.
Disappointed by the limited functionality. The only thing this app is good for is pretty much checking your current balance. Basic features like checking historical statements are not available, and its impossible to even check the last statement balance. As a result, I almost never use my B of A card. Its like they dont want to give you info on your own account so you will slip up and they can charge you fees.
App is constantly crashing/glitching/reloading (which leads me to having to re-enter my password or information more than once). I continue to use it because its more convenient that opening the web page but its nothing great.
Disappointed in that the previous version worked was adiquate. Granted that each update gets worse and worse. BOA is more woried about adding flash and animation vs. just letting me view my account. Just dont need it or care if the added flash is there. I could do everything I needed 5 versions of the app ago. This time, I am forced to upgrade in that the current version will not give me access. Its poor customer service from BOA to force unwanted upgrades that provide no better service. P.S. Could you make the font any smaller???????

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